Mortgage Calculator
Age (Max Years 70)
Property Price
Deposit Saved What's this?
No. Years Repayment (Max Years 26) What's this?
Interest Rate
Enter the property price and we will calculate the stamp duty, minimum deposit and monthly repayments This calculator gives indicative results for illustration and guidance only and is not an offer of a loan. The monthly repayment shown is an indication of initial repayments only based on the rate chosen. The final loan amount you can borrow will depend on a number of factors and may be subject to loan to value or loan to income limits. Bank of Ireland will confirm the amount you can borrow as part of your mortgage application.
3% Cashback is available to First Time Buyers, Movers and Switchers who draw down a new mortgage by 31 December 2024. 2% Cashback on draw down of a new mortgage, 1% bonus in 5 years subject to meeting the conditions of the mortgage. Additional 1% bonus is not available for Buy to Let Investment mortgages. Cashback is not available with the High Value Mortgage fixed interest rate. As of 18 April 2024, cashback will not be available for new mortgage loans that draw down on a standard variable rate.
The lender is Bank of Ireland Mortgages. Lending criteria and terms and conditions apply. A typical mortgage to buy your home of €100,000 over 20 years with 240 monthly instalments costs €613.16 per month at 4.15% variable (Annual Percentage Rate of Charge (APRC) 4.3%). APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. The total amount you pay is €147,482.50. We require property and life insurance. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income (4 times gross annual income for first time buyers) and 90% of the property value. A 1% interest rate rise would increase monthly repayments by €53.89 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Available to over 18s only. APRC calculations are based on the cost per month on a €100,000 mortgage over 20 years. Bank of Ireland Mortgage Bank u.c. is not responsible for information on third party websites.
WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED–RATE LOAN EARLY.
WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT, A HIRE-PURCHASE AGREEMENT, A CONSUMER-HIRE AGREEMENT OR A BNPL AGREEMENT IN THE FUTURE.
Bank of Ireland Mortgage Bank u.c. trading as Bank of Ireland Mortgages is regulated by the Central Bank of Ireland.